The Last Bill: Euthanasia, Cremation and What Insurance Pays
Euthanasia costs $150 to $400. Cremation ranges from $150 for a communal service to $800 for a private urn. Most policies cover…
Two Pets, One Policy? How Multi-Pet Cover Actually Works
Discounts of 5 to 15% are real, but the structures are not equivalent. Separate policies usually beat a combined one for anything…
Adopting an Older Pet: What You Can Still Insure
A rescue dog at nine or a cat at twelve is a known quantity — and insurers price known quantities accordingly. Here…
Senior Cats: Kidney Disease, Thyroid and the Cost of Getting Old
Chronic kidney disease affects a third of cats over ten. Hyperthyroidism affects one in ten. Both are manageable, expensive and usually excluded…
Kitten Insurance: The First Year, and Why Cats Are Underinsured
Cats cost less to insure and claim less often — until they do. The first-year risks, the two-week wait and the vaccination…
Is Insurance Worth It for a Senior Dog? The Honest Arithmetic
Premiums rise steeply after eight, and pre-existing exclusions accumulate. For some seniors the policy is still the best money spent; for others…
The Prime Years: Insuring a Dog Aged Two to Six
This is the cheapest decade of cover and the one where switching is still possible. It is also when the conditions that…
Puppy Insurance in the First Year: What Is Covered, What Waits, What Never Is
Congenital conditions, vaccinations, neutering and the six-month orthopaedic wait. The first year is when a policy earns its premium — or fails…